Frequently Asked Questions

You are not alone with your questions! Below are some of our most frequently asked questions.'s guaranteed approval process is fast, on budget and features offers tailored for specific customer needs. We have helped thousands of customers acquire car loans they thought were out of their reach.
After completing our online application, one of our finance specialists will contact you to confirm all information. Once we have confirmed all details, we will then process your application for your approval. This happens on the same day!
You can apply for financing online at or at any one of our dealership websites. Request financing information by clicking the link found on any vehicle listing, fill out an application form on one of our finance pages, or simply call Auto Funds at 1-888-559-7854.
Financial institutions typically take these factors into account: Down Payment, vehicle specifics (make,model,trim, kilometers, year, and cost), income, time at current job, time at residence and credit history.
Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it's meant to forecast how (and if) you will pay your bills. The higher your credit score, the greater your chance of receiving a better financing offer from The Loan Approver. Four contributors to your credit score are: Timeliness of previous and current payments, the length of your credit history, the type and amount of your debts and your public records.
We offer better than bank rates and as well, offer highly competitive terms!
95% of our car loan approvals are for people with past credit issues. We have multiple lenders that are fighting to get your business and The Loan Approver has the experience to get you, our customer the best rates possible.
Your past credit history, the type of car you're buying, your down payment, and overall market conditions will all affect the finance rate for which you can qualify. We offer lower than bank rates and deal with a variety of finance companies that fit nearly every budget and credit profile.
Down payment, the amount financed, term (length of contract), and annual percentage rate (the yearly cost of a loan) all affect the monthly payment.
All buyers should bring a valid government-issued drivers license, a current pay stub (or 2), and a void cheque. Keep in mind that different financing companies may require additional documentation.
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